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Fast and Secure Financial Solutions for OFWs

Flexible loan options tailored for Filipino workers worldwide.

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Quick Loan Processing

Receive funds without long waiting times today.

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Loans in any currency for your needs.

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Hassle-Free Application

About Us

Dedicated to providing fast, secure financial solutions for OFWs and Filipino workers around the globe.

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Financial Solutions Offered

Fast, secure loans for OFWs and Filipino workers worldwide with flexible options to meet needs.

Flexible Loan Options

At SANFACT LOAN LENDING Corporation, we understand that every financial situation is unique. That’s why we offer flexible loan options designed to meet your needs, no matter where you are.

✅ Loan Amounts – Borrow from ₱200,000 to ₱5,000,000 based on your qualifications.
✅ Fast Processing – Get approved quickly without long waiting times.
✅ Global Accessibility – Apply from anywhere in the world in the currency of your choice.
✅ Secure & Reliable – Our lending services are trusted and SEC-registered for your peace of mind.

Seamless Online Process

At SANFACT LOAN LENDING Corporation, we make borrowing simple with our seamless online process. No need for long wait times or complicated paperwork—apply from anywhere in just a few easy steps!

✅ Submit Your Application – Complete the online form with your details.
✅ Upload Your Documents – Provide the necessary requirements for fast approval.
✅ Get Verified – Our team will review and process your application quickly.
✅ Receive Your Loan – Once approved, the funds will be sent directly to your account.

💡 No hidden fees, no long waiting times—just a smooth and reliable loan process!

Apply now and experience fast, secure, and stress-free financial assistance.

Our dedicated team is here to assist you every step of the way, ensuring a smooth and hassle-free loan experience from application to approval. We provide personalized guidance, quick responses to your inquiries, and seamless processing to make borrowing easy and stress-free. No matter where you are, we’re committed to helping you secure the financial support you need with confidence and ease.

Our team is here to assist you throughout the loan process, ensuring a hassle-free experience.

Sanfact Loan Lending Corporation made my loan application quick and easy. Highly recommended for OFWs!

Maria Santos

A storefront featuring services like money transfer, cheque cashing, and bureau de change. The awning prominently displays 'International Money Transfer' and various notices and advertisements are visible around the entrance. Adjacent to the entrance, fresh produce from a fruit vendor can be seen. The overall setting suggests a busy street, likely in an urban area.
A storefront featuring services like money transfer, cheque cashing, and bureau de change. The awning prominently displays 'International Money Transfer' and various notices and advertisements are visible around the entrance. Adjacent to the entrance, fresh produce from a fruit vendor can be seen. The overall setting suggests a busy street, likely in an urban area.

★★★★★

User Service Agreement
"Installment Agreement"

This agreement is made between the Lender and the Borrower, who mutually agree to abide by its terms. Both parties adhere to the principles of fairness, voluntarism, honesty, and integrity. This Small Loan Agreement ensures compliance with the agreed-upon terms and obligations.

Article 1: Loan Form

The loan is provided in the form of an unsecured loan requiring only a valid ID card for application.

Article 2: Premium Interest Rate

The total interest rate, fines, service charges, or any applicable fees shall not exceed 25% per year.

Article 3: Loan Tenure Obligations

During the loan tenure, the Borrower must:

  1. Pay interest promptly as scheduled.

  2. Repay the principal loan amount on time in accordance with the contract.

  3. If the loan cannot be withdrawn due to the Borrower’s account issues, the Borrower must cooperate with the Lender to finalize the payment.

  4. Comply with all contract terms without exception.

Article 4: Borrower’s Responsibilities and Breach of Contract

  1. For online unsecured loans, the Lender assumes the risk. The Borrower must disclose their financial status to confirm their ability to repay. The full loan amount will be credited to the Borrower’s account upon approval.

  2. After signing this contract, both parties must comply with all terms. If either party breaches the contract, the non-compliant party will be liable for a fine of 50% of the installment amount if no objection is raised. The aggrieved party has the right to pursue legal action.

  3. If a credit transfer issue arises due to the Borrower’s account problems, the Borrower must assist the Lender in resolving the issue. The Lender will release funds after resolution.

  4. The Borrower must repay the loan principal and interest within the contract's specified period. If the Borrower wishes to extend the loan, they must request an extension at least 5 days before the contract expires.

Article 5: Loan Approval Process

Before granting a loan, the Lender reserves the right to assess the following:

  1. The Borrower’s compliance with all legal requirements, including necessary permits, approvals, and registrations.

  2. Payment of applicable fees, if required.

  3. The Borrower’s adherence to loan terms outlined in this agreement.

  4. The Borrower’s financial stability—if a decline in financial status is observed, loan approval may be reconsidered.

  5. Any contract violations by the Borrower.

Article 6: Loan Usage and Overdue Penalties

  1. The loan must not be used for illegal activities. If found in violation, the Lender has the right to demand immediate repayment of the principal and interest, and the Borrower will bear full legal consequences.

  2. The Borrower must repay the full loan amount (principal and interest) within the specified contract period.

  3. For overdue payments, the Lender is entitled to charge a penalty of 5% of the total amount due and may pursue legal action.

Article 9: Assumption of Credit Risk & Insurance Requirement

  1. The Lender assumes the Borrower’s credit risk.

  2. Due to regulations concerning Overseas Filipino Workers (OFWs), the central office requires borrowers to purchase personal accident insurance as part of the loan process.

  3. If the Borrower cannot repay the loan due to force majeure (unforeseeable circumstances), the Lender may request assistance from the insurance company to cover the repayment. The loan must then be transferred to the Borrower’s account as specified in the internal contract.

  4. If the Borrower signs this contract but fails to comply within 30 minutes, the company will consider this a serious fraud case and escalate the credit dispute to the People’s Court.

  5. If the Lender fails to release the loan after the Borrower completes all requirements, the Borrower has the right to sue directly in a local court.

Article 7: Modification or Termination of Contract

  1. Neither party may unilaterally modify or terminate this contract without prior agreement.

  2. If either party wishes to modify or terminate the agreement under legal provisions, written notification must be sent to the other party for settlement.

  3. If the agreement is modified or terminated, the Borrower must repay at least 30% of the total loan amount (principal + interest) under the terms of this agreement.

Article 8: Dispute Resolution

  1. Both parties agree to resolve any contract disputes through negotiation.

  2. If negotiations fail, either party may seek mediation through the local arbitration committee or take the matter to court for legal resolution.

Article 10: Effective Date

  1. This Small Loan Agreement becomes legally binding upon the signing of both parties (including electronic agreements).

  2. The electronic and printed versions of this contract hold the same legal effect.

  3. The Lender and Borrower must each retain a copy of this agreement.

Lender: Credit SANFACT LOAN LENDING Corporation